Every day 20 and 30-year-olds wake up to this reality. They’re fed up with figuring out how to juggle their monthly living expenses, all while trying to pay off student loans, credit card debt, and car payments. Oh, did I mention that they’re also worried about saving for a house and whether or not they will be able to retire with dignity?
When you were 17, did you have enough life under your belt to know what you were good at and what you really wanted to do for a career? Yeah, me neither. It takes some time to sort through our thoughts and really know what we want out of life. I work with you to really figure out what YOUR financial goals are, not the artificial ones society wants you to have.
Money is something we all interact with every day. It permeates nearly every corner of our lives. And everyone seems to handle their money differently. Why do some people struggle to make ends meet and others never seem to have financial problems? It can’t be just about income, because 75% of households are living paycheck to paycheck.
My husband and I had not been able to get out of the cycle of paying minimums, paying off a card here or there only to run it back up again because the minimums were killing our take-home income. We met with Jake one time and found that we really knew a lot of what to do, but he gave us permission to do it. I know that sounds odd, but it’s true! He sat with us for 2 hours and in those 2 hours, our lives changed. We have paid off several cards and are on track to have them all paid off within a year! We are on track to be entirely debt-free in seven years! SEVEN years! I never thought it was possible, but here we are. Jake is still there for questions or occasional check-ins. I know that if we need to be held accountable if we fall off the wagon, he’ll be there to help pick us back up and get us right back on track. Thank you, Jake!!!!
– Brandy R. (Chattanooga, TN)
